These days everyone wants to select and opt for the benefits that will be most beneficial to them. This could vary based on lifestyle, family members, financial impact and many other factors. Thus, came into existence the concept of Flexi Benefits.

Reimbursement Claim Procedure is wherein you need to pay to the Hospital for the treatment taken and submit the documents to Insurance Company/TPA for reimbursement of medical expenses incurred for the treatment.

If you are having a Mediclaim Policy, you would surely want to know how to raise claim for the same in future. Below discussed are the two ways how you can make claim:- Cashless and Reimbursement

Most corporate these days, include a medical policy in the benefits provided to their employees, as they are the key business strength and their good health will reflect on the profitability of the corporate. To ensure smooth and profitable business operations, corporates offer their employees access to timely medical care.

Life at times can be very unpredictable. Illness or injury might strike at any time in this fast paced world with all the lifestyle advancements. Only during such times,we do realize that health insurance is important.

‘Wanderlust.!’ The word seems so perfect for the people with strong desire to travel. The purpose of travel can be different like it can be a trek, nature trail, business trip, studying abroad or a family vacation. When we explore new places, we always forget to take care of ourselves.

Every time you travel, the purpose is different such as going out for business trip, heading for vacation or moving out to study abroad for a limited timeframe. Each type of Travel Insurance has its distinct benefits designed for that specific type of traveling reason so that you can get most out of your Policy when you go ahead for settling claim.

Travel Insurance is an Insurance policy which covers the risks while you are on the travel mode either within India or even when you are on an International trip. Travel Insurance assures that you create great experiences without having to compromise on them due to unwanted scenarios.

Term Life Insurance provides financial safety to the policy holder’s family after the death of insured. A certain premium amount must be paid by the proposer for specific term as per the plan selection to ensure that cover amount is payable on insured’s death. Life insurance premiums paid are taxable under section 80 C (Income tax act ,1961)

Traditional life insurance plans are age old life insurance plans existing in market and most preferred life insurance plan segment in comparison to other life insurance plans. As the name rightly suggests, traditional life insurance has been in tradition since the life insurance startup in India.

In today's lifestyle, we are more prone to illness of major or minor severity. Eventually we tend to presume that Mediclaim would cover any sort of medical cost. We are under pretext that a health insurance is identical to Critical Illness life insurance and both serve the same purpose to cover medical expenditure.

Riders act as important tool which forms a part of base plan sum assured as an add on benefit. Riders help us plan with additional coverage beyond the base sum assured at a minimal premium cost which otherwise could be quite high if a separate base plan sum assured is opted.

Life insurance plays a pivotal role in our life to assure that our family stays a secured life when we are no more, due to uncertainty in our life.Life insurance is not only a family security enabler but also a financial security source to manage our lifestyle in a way we live and have been living, even when we are medically ill or unable to manage our financial expenses.

Importance of Cybersecurity is on the rise. The corporates are more technologically dependent than ever before and there is no sign that this trend will slow down. Data leaks that could result in identity theft are now publicly posted on social media or on the dark web. Here are some controls which will help us to prevent the cyber-crimes.

It’s an automatic method to obtain large amounts of datasets from websites. Most of this data is unstructured data in an HTML which is then exported into a format that is more useful to the users for example you can use scraping to export the list of products names and prices from e-commerce platform into a excel although web scraping can be done manually.

A more advanced type of scraping is database scraping. Conceptually this is similar to site scraping except that hackers will create a bot which interacts with a target site’s application to retrieve data from its database.

Insurance companies have partnered with third party service providers and insurance brokers to revolutionize their business through digitalization. One such disruptive method used in digital platform is API which is rightly termed as Application Programming Interface. It is an interface between an insurance company and its respective service providers or digital insurance brokers and it enables the end user to view all types of insurance products (e.g home, travel, motor, life, personal accident) in one platform and also compare prices for single products across various insurance companies as well.

As per IRDAI circular IRDA/ Int/ GDL /ORD/ 183 /10/2015, Dated 26th October 2015, The Authority has observed that there are number of persons who are involved in undertaking simple and routine activities pertaining to solicitations and marketing’s of Insurance policies.

Web testing ensures that the website is been tested performs to its designed potential in this digital world once it goes live to the end users.

Cookies are data containing helpful information about you and your preferences on your computer for an instance.

Agile is a software development method involving a cross-functional team which works to ensure continuous product delivery. The product evolves with iterations which are based on feedback from the end user.

We tend to concentrate on positive notion and only accumulate our savings in FD or bank account and be happy by socializing with friends/families considering the present situation however we ignore the reality that some amount of our savings should always be planned for a secured future in form of an important investment named "INSURANCE".

One of the most valuable and expensive possession in someone's lifetime is of Home. We often forget that with a sweet home comes a risk and responsibility of keeping it secure and safe.Even though Home Insurance is not mandatory in India like Motor Insurance but still its importance does not get reduced because of this fact.